Introducing our mobile app

From now on you can manage your money on the go with our mobile app.

Cards & Payments Awards
Winners 2016
5 Star Award 2016
Daily Telegraph
18 February 2016

A Pockit Prepaid MasterCard® - only 99p

Online, on the high street, in restaurants, or making cash withdrawals from ATM's. You can use your Pockit Prepaid MasterCard® wherever you see the trusted MasterCard® Acceptance Mark, anywhere in the World.

Loading money and topping-up your Pockit Prepaid MasterCard® couldn't be easier or more convenient. Either do it online by debit card or bank transfer, or at 28,000 local PayPoint's up and down the country.

If you are 18 or over and a UK resident you can have a Pockit card. You don't even need a Bank Account. It's a prepaid MasterCard®, not a credit or debit card, so we don't have to carry out credit checks. All we need is your name to put on the card, email and phone details so we can get in touch, your address to send your card to, and how you want to pay your one-off 99p sign up fee. If it's better for you, for £1 there's the option to sign up by SMS.
*Applicants must be UK residents aged 18 or over.
Subject to successful identity and residency verification.

You can link up to 3 additional Pockit Prepaid MasterCard®’s to your main card, in separate names. So it's a simple way to share money between family or friends, age 13 or over.
Local laws in India mean additional cards cannot be used for this purpose.

Everyone loves getting something back – and everyone can with a Pockit Prepaid MasterCard®. Try 6% back every time you shop with your Pockit card at M&S, 5% at B&Q, 6% at Toys R Us, a sparkling 10% back from H. Samuel jewellers – and that's just a few places you can start making savings – check out our full list of retailers and restaurants further down the page.

A Pockit Prepaid MasterCard® means you simply load your money first, then you're free to spend the balance and top it back up to suit you. All the time you can check where you're at with simple online statements. Also, because it's not linked to a bank account, you don't need to worry about overdraft fees. A Pockit card just keeps things really straightforward and hassle free - just the way money management should be!

Top-up online or at 28,000 PayPoints
Use wherever you see the MasterCard® Acceptance Mark worldwide.

*Applicants must be UK residents aged 18 or over. Subject to successful identity and residency verification.

How it works at a glance

  1. 1

    Apply Today

    No Credit Checks*, just click "get my card" - we only need a few details.

  2. 2

    Receive your card

    We will quickly confirm by email that your card will arrive within 3-5 days.

  3. 3

    Load, shop, top-up

    Load and top-up online, or at local PayPoints, or by Debit Card, or Bank Transfer.

  4. 4

    Spend and save

    Cashback from big high street names plus vouchers and discounts are all yours.

*You may be turned down for a Pockit card if your details cannot be verified. You must be 18 or over and a UK resident

The Pockit Team are here to help

If you want to find out more, please visit our Help Centre for our most frequently asked questions. If you'd prefer to speak to one of our customer service agents don't hesitate to call, or chat live online to one of the team. You've also got the option to drop an email to us at the address below and we'll get back to you.

By email

Email us

By phone

020 3322 9170
We are open 9am - 6pm.
7 days a week*

In Writing

Pockit Limited, Cavendish
House, 18 Cavendish Square,
London W1G 0PJ

*Calls cost up to 9p per minute for BT customers. Calls made using other service providers or mobiles may vary. Calls may be monitored.

Up to 10% Cashback!

Browse our fantastic list of shops and restaurants to see what you earn every time you shop with them using your Pockit Prepaid MasterCard®. Remember any cashback with Pockit is on top of any promotions or discounts – both online and in-store, unless marked otherwise.

How our cashback works

Shop at one of our partner retailers and restaurants

Just make sure you use your Pockit Prepaid MasterCard®

We receive a commission on the amount you spend

We load this back onto your card within 60 days for you to spend wherever you want

Lowest fees around

At Pockit we keep our fees as low as we can - so you always know you're
getting the best value. Below is a list of our fees, limits and charges.

  • No monthly fee
  • No cancellation fee
  • No contract
What's FREE
Card Transactions FREE
Debit Card Loads FREE
Card Dormancy FREE
Email Alerts FREE
What's 99p
Your Pockit Card 99p
PayPoint Loads 99p
UK ATM Withdrawals 99p
Replacement Card 99p
Additional Card 99p
Higher Card Limits (max allowed)
Monthly Load £5,000
Total Annual Load £30,000
Daily Debit Card Load £750
Weekly Debit Card Load £2,000
Daily ATM Withdrawal £250
Lower Card Limits (max allowed)
Monthly Load £800
Total Annual Load £2,000
Daily Load £400
Daily ATM Withdrawal £50
Monthly ATM Withdrawal £400
Other charges
International ATM Fee £2.25
Foreign Exchange Fee 4.00%

Play our Video

Hear what a few ‘Pockit People’ have to say!

"I think Pockit is great!
I use my Pockit card to link to my eBay account and personal spending, and then I give myself a weekly allowance. That way I don't overspend and if I don't spend it I have double the next week! Brilliant!"


"The Pockit card is a breath of fresh air. Competent and polite customer service and it’s really easy to use online (even for me at 83!). Simplicity itself."


"I can now just top up my kids’ new Pockit cards and they can go away and spend within their weekly budgets, the additional card is a great feature!"


"I am very happy with my Pockit card! I topped it up at PayPoint which was so easy to do, and then used my card on eBay, and everything is great!"


Accepted worldwide

Pockit gives you all the security that goes with having a card from MasterCard® – that means you can use your card safely across 35 million locations and 1.9 million ATM’s worldwide – now that's convenience!